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Ames passes “No more payday loans NH loan that is payday” ordinance
A kudos that are big Ames Iowa CCI people for standing when it comes to Iowa they wish to see!
A great precedent for other Iowa communities looking to stop the wealth drain from payday lenders as a result of their hard work – meeting with their city council members to build support for an ordinance to stop payday lenders from expanding in Ames – Ames passed what looks like the most restrictive ordinance on payday lenders to date.This sets.
Below is our pr release from the triumph:
Ames City Council passes most restrictive ordinance on payday lenders to date
Iowa CCI people hail passage, turn to other metropolitan areas in lack of state legislation
Ames, IA – In a vote that is unanimous Tuesday night, the Ames City Council passed the most challenging, many restrictive ordinance on payday loan providers within the state of Iowa, or even the country.
The ordinance, which makes use of a mixture of zoning overlays and separation distances, efficiently bans any brand new payday loan provider from opening within Ames city limitations.
“I’m extremely pleased about this passage,” said CCI user Susie Petra of Ames. “Currently there are not any payday loan providers near the Iowa State campus and there won’t be using this ordinance. With massive education loan financial obligation, the very last thing students required were payday lenders establishing store nearby and driving them further into debt.”
Their state legislature, perhaps maybe maybe not towns, gets the authority to modify rates of interest on payday advances, which currently average slightly below 400% APR. Despite strong grassroots help for rate of interest caps, the legislature has neglected to bring a bill to your governor’s desk. This departs towns to handle the problem through zoning, with Iowa City next regarding the selection of metropolitan areas poised to do this.
“We celebrate this victory today, but carry on pressing communities round the state to follow along with our lead,” added Jo Rod, another member that is CCI Ames. “We are sick and tired of corporate supported payday loan providers profits that are putting greed in front of individuals and need.”
Iowa CCI people continues to push for rate of interest caps during the state degree in next year’s legislative session. Until then, Iowa CCI vows to pursue all tools, including ordinances that are zoning to suppress the abusive techniques of payday loan providers.
Resulting headlines:
- Diverses Moines join: New squelches that are zoning lenders in Ames
- We additionally heard from several people which they heard the whole tale on Iowa Public Radio!
Get in on the battle
enthusiastic about replicating this in your community? Call us today.
Find out more about our strive to suppress payday lending in Iowa right right right here.
Chip in ten dollars or even more to helps us continue steadily to push for the economy that really works for many.
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