Get a real-time decision and financing within a few minutes.
What’s a straightforward Loan?
The U.S. Bank Simple Loan is a fast and convenient means for U.S. Bank checking clients to borrow as much as $1,000 to manage prepared and unplanned expenses.
Perhaps Not just a U.S. Bank checking client? Explore our bank checking account choices.
What sort of Simple Loan works
- Apply anytime within on the internet and banking that is mobile by having a real-time choice 1 and fast access to loan funds
- Borrow as much as $1,000, in $100 increments
- Loan funds deposited straight into your U.S. Bank customer account that is checking
- Repay the loan in three monthly premiums
Simple pricing without any belated charges or prepayment costs.
For each $100 borrowed you spend:
$6 charge with automated re re payments from your own U.S. Bank customer account that is checking
$6 fee with handbook payments
Re Payment instance
In the event that you borrow $400 and choose automated repayments, your charge is supposed to be $24. You’ll pay straight back a complete of $424 in three monthly premiums of around $141.33 each. Your total price to borrow (apr) is going to be 35.65%.
Simple Loan is really a high-cost loan and additional options are available:
- Personal bank loan – a personal bank loan with no security required
- Bank cards – Use to help make acquisitions or get a cash loan
- Reserve type of credit – A personal type of credit providing overdraft protection
To get going this is what you will need.
- You need to be at the least 18 yrs old and have now a currentв u.s. Bank checking account which has been available for no less than six months
- 90 days of recurring direct deposits right into a U.S. Bank bank checking account
- Your Social Safety quantity
Get on online and mobile banking and access the straightforward Loan application website website website link from the bank account web page.
Our online application is convenient and protected.
Convenient
You can find the Simple Loan application link on the checking account page when logged into online and mobile banking if you’re already a U.S. Bank customer.
Secure
We make use of the strongest encryption that is available protect any information you deliver.
Get going
Explore your alternatives
- Personal bank loan
- Bank cards
- Reserve credit line
Extra resources
- On line account access
- Financial IQ
- Simple Loan FAQ
- To be eligible for a your own line you need to have a current U.S. Bank checking account that is personal.
- Personal line supplies a capital supply for ongoing needs that are financial. A personal line may be right for you if this is what you need, or if you are looking for a revolving account with a variable rate and minimum monthly payments.
- To meet up with the essential skills, be sure you have actually a preexisting U.S. Bank account that is checking.
- Reserve line protects you against overdrafts on the U.S. Bank checking account that is personal. Should this be the thing you need, a book line may be suitable for you.
- Financial IQ
- Safety
- Professions
- Privacy
- On line Tracking and Advertising
- Web Web Site Map
- Accessibility
- CoBrowse
To meet the requirements to use for a U.S. Bank Simple Loan, candidates should have an open U.S. Bank bank account with recurring direct deposits. Other eligibility requirements may use. Eligibility is non-transferable. Loan approval is susceptible to eligibility and credit approval.
Loans and blog credit lines might be offered through U.S. Bank nationwide Association. Deposit items are made available from U.S. Bank nationwide Association. Member FDIC.
To meet the requirements to try to get a U.S. Bank Simple Loan, candidates will need to have an available U.S. Bank bank account with recurring direct deposits. Other eligibility requirements may use. Eligibility is non-transferable. Loan approval is susceptible to credit and eligibility approval.
Loan payment instance: in the event that you borrow $400 and select automated repayments, your cost is supposed to be $24. You’ll pay right straight back a complete of $424 in three monthly obligations of around $141.33 each. Your total price to borrow (apr) are going to be 35.64%.